Harsh winter weather can turn small oversights into costly emergencies. From freezing pipes and ice dams to slips, power outages, and dangerous driving conditions, preparation is your best defense. Simple steps—maintaining heating systems, insulating pipes, clearing snow and ice, and equipping your vehicle for winter roads—can protect your home, your safety, and your insurance coverage. A little planning today can prevent serious damage, injuries, and stress when winter strikes hardest.
